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Retirement: the Beginning of Choice

For generations, retirement followed a familiar script. You worked for forty years, collected a gold watch, and settled into a life of leisure. Today, that script is being rewritten. Award-winning retirement journalist Richard Eisenberg calls it “unretirement.” After nearly five decades covering personal finance and retirement—including leadership roles at Money Magazine and PBS’s Next Avenue—Eisenberg believes many older adults aren’t retiring from life at all. They’re simply redesigning it. His own story reflects that shift. Rather than leaving work completely at age 65, Eisenberg stepped away from his full-time position to create something different: a life that balances freelance writing, volunteering, family, travel, and continual learning. “I retired from my full-time job,” he says, “but I didn’t retire from life.” That distinction may become one of the defining characteristics of modern retirement. Retirement Has Become More Flexible Many people no longer see retirement as an all-or-nothing decision. Instead, they choose

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